Plans offered – Tier 1, Tier 1 without Cancer, Tier 2, Tier 2 without Cancer and Prime – automatically include the policy and Additional Critical Illness Rider at the listed benefit percentages. Other optional riders may also be added to these plans, as listed in the Optional Riders section.
The following benefits are as approved in most states. Benefits and provisions may vary by state. For complete details of coverage, please contact Assurity Life Insurance Company or review the policy/certificate and riders.
|
Critical Illnesses |
Percentages for Plans Offered | ||||
|
Tier 1 |
Tier 1 without Cancer |
Tier 2 |
Tier 2 without Cancer |
Prime | |
|
Heart Attack |
100% |
100% |
100% |
100% |
100% |
|
Coronary Artery Bypass Surgery |
25% |
25% |
25% |
25% |
50% |
|
Sudden Cardiac Arrest |
|
|
25% |
25% |
50% |
|
Angioplasty |
|
|
10% |
10% |
25% |
|
Stroke |
100% |
100% |
100% |
100% |
100% |
|
Invasive Cancer |
100% |
|
100% |
|
100% |
|
Non-Invasive Cancer |
25% |
|
25% |
|
50% |
|
Skin Cancer |
$250/CY |
|
$250/CY |
|
$250/CY |
|
Kidney (Renal) Failure |
100% |
100% |
100% |
100% |
|
|
Major Organ Transplant |
100% |
100% |
100% |
100% |
|
|
Advanced Alzheimer’s Disease |
100% |
100% |
100% |
100% |
|
|
Loss of Independent Living |
|
|
25% |
25% |
|
|
Coma |
100% |
100% |
100% |
100% |
|
|
Paralysis |
100% |
100% |
100% |
100% |
|
|
Loss of Sight |
100% |
100% |
100% |
100% |
|
|
Loss of Speech |
100% |
100% |
100% |
100% |
|
|
Loss of Hearing |
100% |
100% |
100% |
100% |
|
|
Advanced Parkinson’s Disease |
100% |
100% |
100% |
100% |
|
|
Benign Brain Tumor |
100% |
100% |
100% |
100% |
|
|
Occupational HIV |
100% |
100% |
100% |
100% |
|
|
Advanced ALS |
|
|
100% |
100% |
|
|
Severe Burns |
|
|
100% |
100% |
|
|
Bone Marrow Transplant |
|
|
100% |
100% |
|
|
Multiple Sclerosis |
|
|
50% |
50% |
|
|
Schizophrenia |
|
|
10% |
10% |
|
|
Transient Ischemic Attack (TIA) |
|
|
10% |
10% |
|
|
Other Features | |||||
|
Benefit Reduction of 50% at age 70 |
Optional |
Optional |
Optional |
Optional |
Yes |
|
Return of Premium for Non-CI Death |
Optional |
Optional |
Optional |
Optional |
No |