The Cardiopulmonary Rider provides a lump sum benefit for each insured person upon diagnosis of certain cardiopulmonary specified illnesses, conditions and procedures. The amount payable is the percentage for each specific critical illness specified in the chart found in the Benefits section multiplied by the selected benefit amount.
Policy provisions relative to the Additional Diagnosis Benefit and Reoccurence Diagnosis Benefit do not apply to this rider.
Eligible Persons: Employee, spouse, insured children and dependent grandchildren
Benefit Amount: Same as selected for the plan of coverage; one benefit from each category will be paid once per insured person per calendar year
|
Cardiopulmonary Conditions | |||
|
Open Heart Category |
|
Invasive Procedure Category |
|
|
Mitral Valve Replacement or Repair |
50% |
AngioJet Clot Busting |
10% |
|
Aortic Valve Replacement or Repair |
50% |
Atherectomy |
10% |
|
Surgical Treatment of Abdominal Aortic Aneurysm |
50% |
Stent Implementation |
10% |
|
|
|
Cardiac Catheterization |
10% |
|
Pulmonary Category |
|
Automatic Implantable Cardioverter Defibrillator |
10% |
|
Pulmonary Embolism |
25% |
Pacemaker Placement |
10% |
|
Idiopathic Pulmonary Fibrosis |
25% |
Valvuloplasty |
10% |