As approved, some state insurance departments may require modifications to policy application, contract language, benefits, rates and other features. Please refer to the individual contracts specific to each state as the ultimate authority.
The following chart represents some of those key differences:
|
State Specific Information for Acci-Flex Policy and Riders. | |
|
California |
•Accident Only Disability Income Rider is not available. |
|
Florida |
•Waiver of Premium Rider is not available. •Return of Premium Rider is not available. •Policy has state-specific rates (included in the illustration system). |
|
Georgia |
•Return of Premium Rider is not available. |
|
Hawaii |
•Return of Premium Rider is not available. |
|
Louisiana |
•Payment of Proceeds provision stipulates that death must occur within 60 days of the date of the insured’s accidental bodily injury. |
|
Montana |
•Policy has state specific rates (included in the illustration system) |
|
New Hampshire |
•Accident Only Disability Income Rider is not available. |
|
New Jersey |
•Return of Premium Rider is not available. |
|
New York |
•Return of Premium Rider is not available. |
|
Pennsylvania |
•Return of Premium Rider is not available. |
|
Tennessee |
•Return of Premium Rider is not available. |
|
Vermont |
•Policy has state specific rates (included in the illustration system) |
|
Virginia |
•Return of Premium Rider is not available. |