(Form No. R I1506 or R I0761 (CA); also known as Living Benefits Rider)
The Accelerated Benefits Rider provides the option of accelerating a portion of the policy proceeds up to $250,000 if the insured is terminally ill or expected to stay in a nursing home until death subject to rider conditions. The policy’s remaining face amount cannot be less than $10,000.
Availability: Automatically included at no additional cost in states where allowed