Upon completion of the application, arrangements should be scheduled to fulfill underwriting requirements indicated in the chart below. When using the chart, please note the following:
Age
All age calculations should use the age last birthday
Amount of Coverage
•To calculate the amount of coverage used in determining underwriting requirements, add up the total amount of term life coverage applied for on this application plus any Assurity Term policies currently pending or in force with Assurity over the past two years.
•Personal history interviews will be required on cases above $1,000,000.
|
ACCELERATED UNDERWRITING and EXAM LIMITS CHART (effective 01/01/23) | |||||
|
Age |
Amount of Coverage |
AUW or Exam |
UA |
BLD |
EKG |
|
18 - 35 |
To $1,000,000 |
Accelerated UW |
|
|
|
|
$1,000,001 and above |
Exam |
Yes |
Yes |
No | |
|
36 - 50 |
To $1,000,000 |
Accelerated UW |
|
|
|
|
$1,000,001 and above |
Exam |
Yes |
Yes |
No | |
|
51 - 65 |
To $500,000 |
Accelerated UW |
|
|
|
|
$500,001 - $750,000 |
Exam |
Yes |
Yes |
No | |
|
$750,001 and above |
Exam |
Yes |
Yes |
Yes | |
|
66 - 75 |
To $500,000 |
Exam |
Yes |
Yes |
No |
|
$500,001 and above |
Exam |
Yes |
Yes |
Yes | |
NOTE: These limits are subject to change at any time. Assurity reserves the right to require a medical exam and/or other medical requirements on any applicant.