•In the Accelerated Underwriting and Exam Limits Chart, “Exam” means paramedical exams.
•Applicants through age 65 applying for face amounts above $2,000,000 are required to have visited a physician within the last two years; Assurity will obtain medical records. If the applicant has not visited a physician within the last two years, Assurity may require a medical exam with a physician at the underwriter’s discretion.
•Applicants above age 65 applying for face amounts above $500,000 are required to have visited a physician within the last two years; Assurity will obtain medical records. If the applicant has not visited a physician within the last two years, Assurity will require a medical exam with a physician.
•If a TeleApp is completed, or if all questions on the application are completed, Assurity can waive the paramedical exam and use an abbreviated exam in which the paramed records height, weight, blood pressure and pulse.
Urinalysis (UA), Blood Requirements (BLD) and Electrocardiogram (EKG)
•If required, included in paramedical exam.