For any builds not listed as uninsurable or in the chart below, please contact Customer Connections, as detailed in the About Assurity section. For applicants age 71 and above, minimum weight limitations may apply – refer to the Build Rating Chart below.
HEIGHT / WEIGHT BUILD CHART | ||||||
|
Preferred Plus |
Preferred |
Standard | |||
Min |
Max |
Min |
Max |
Min |
Max | |
4’8” |
83 |
124 |
83 |
133 |
77 |
169 |
4’9” |
86 |
130 |
86 |
139 |
79 |
175 |
4'10" |
89 |
136 |
89 |
145 |
82 |
182 |
4'11" |
92 |
141 |
92 |
151 |
85 |
188 |
5'0" |
95 |
145 |
95 |
156 |
88 |
194 |
5'1" |
98 |
150 |
98 |
161 |
91 |
201 |
5'2" |
101 |
155 |
101 |
166 |
94 |
208 |
5'3" |
105 |
160 |
105 |
172 |
97 |
214 |
5'4" |
108 |
166 |
108 |
177 |
100 |
221 |
5'5" |
111 |
171 |
111 |
183 |
103 |
228 |
5'6" |
115 |
176 |
115 |
188 |
106 |
235 |
5'7" |
118 |
181 |
118 |
194 |
109 |
242 |
5'8" |
122 |
187 |
122 |
200 |
113 |
250 |
5'9" |
125 |
192 |
125 |
206 |
116 |
257 |
5'10" |
129 |
198 |
129 |
212 |
119 |
265 |
5'11" |
133 |
204 |
133 |
218 |
123 |
272 |
6'0" |
137 |
210 |
137 |
224 |
126 |
280 |
6'1" |
140 |
216 |
140 |
231 |
130 |
288 |
6'2" |
144 |
221 |
144 |
237 |
133 |
296 |
6'3" |
148 |
228 |
148 |
244 |
137 |
304 |
6'4" |
152 |
234 |
152 |
250 |
141 |
312 |
6'5" |
156 |
240 |
156 |
257 |
144 |
320 |
6'6" |
160 |
246 |
160 |
263 |
148 |
329 |
6'7" |
164 |
252 |
164 |
269 |
152 |
337 |
6'8" |
168 |
258 |
168 |
275 |
156 |
346 |
6'9" |
173 |
264 |
173 |
281 |
160 |
355 |
BUILD RATING CHART | |||||
Ages 18 -54 |
Ages 55 – 70 |
Ages 71+ | |||
Rating |
BMI |
Rating |
BMI |
Rating | |
<15.1 |
Decline |
<15.1 |
Decline |
<21.1 |
Decline |
15.1 - 17.0 |
50 |
15.1 - 17.0 |
25 |
21.1 – 36.0 |
0 |
17.1 - 36.0 |
0 |
17.1 - 36.0 |
0 |
36.1 - 38.0 |
25 |
36.1 - 38.0 |
25 |
36.1 - 38.0 |
25 |
38.1 - 39.0 |
50 |
38.1 - 39.0 |
50 |
38.1 - 39.0 |
50 |
39.1 - 41.0 |
75 |
39.1 - 41.0 |
75 |
39.1 - 41.0 |
75 |
41.1 - 42.0 |
100 |
41.1 - 42.0 |
100 |
41.1 - 42.0 |
100 |
42.1 – 44.0 |
125 |
42.1 – 44.0 |
125 |
42.1 – 44.0 |
125 |
44.1 – 46.0 |
150 |
44.1 – 46.0 |
150 |
44.1 – 46.0 |
150 |
46.1 – 47.0 |
175 |
46.1 – 47.0 |
175 |
46.1 – 47.0 |
175 |
47.1 – 48.0 |
200 |
47.1 – 48.0 |
200 |
47.1 – 48.0 |
200 |
>48.0 |
Decline |
>48.0 |
Decline |
>48.0 |
Decline |
|
|