Table of Contents

Important Notice  PAGEREF _Toc86318026 \h 2

Financial Underwriting Guidelines for Life Insurance  4

Backdating Policy Issue Date. 5

Bankruptcy. 5

Income Replacement 5

Older Age Coverages. 6

Juvenile Insurance. 7

Charitable Giving. 8

Deferred Compensation/Split Dollar 9

Business Related Insurance  9

Business Loan Insurance. 9

Buy-Sell Coverage. 10

Key-Person Insurance. 11

Sources of Financial Information  12

Revisions to this Guide  12

About Assurity  13

Connect with us! 13

Why Assurity?. 13