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Cancer | ||||
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Any consideration involves the site of the cancer, the extent of spread, the length of time since treated and how the cancer was treated. There are many different cancers and pathology reports, operative reports and full medical records must be reviewed before any potential offer can be determined. Consult the Home Office with questions |
IC | ||
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Cardiomyopathy | ||||
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Very variable and full records must be reviewed |
Us Decline | ||
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Ischemic stroke |
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Single attack, complete recovery, no other ratable impairment, minimal or no sequelae. Back at work full-time, no chronic Coumadin therapy. |
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To age 55 |
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0-1 yr |
PP |
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1-5 yr |
IC T6 to Decline |
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5 yr and up |
T4 |
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Others, chronic Coumadin, ADL’s affected |
Decline |
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Age 56 and up, same as above |
Reduce by 1 Table |
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Additional consideration |
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Just some speech impairment, slight paralysis |
IC |
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Current tobacco smoking |
Us Decline |
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With Diabetes, Cardiovascular or Renal disease, ratable hypertension |
Us Decline |
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Multiple attacks |
Decline | |
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Intracranial hemorrhage – See “Stroke” above |
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Cerebral Palsy | ||||
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0-10 years old |
PP | |
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10 years and up, best case, no mental retardation, bowel and/or bladder problem |
0-T4 | |
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Others |
Us Decline | |
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Cholelithiasis, Cholecystectomy, Cholecystitis – See Gallbladder Disease | ||||
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Cholesterol – See Hyperlipoproteinemia | ||||
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Chorea | ||||
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Huntington’s Chorea, Wilson’s Disease or ataxia telangiectasia |
Decline | ||
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Sydenham’s chorea |
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No murmur or other complications |
Us 0 | |
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With resulting heart murmur |
Rate for Murmur | |
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Chronic Fatigue Syndrome, Myalgic Encephalomyelitis (ME) | ||||
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Present |
T2-T4 | ||
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In history, complete recovery, working full-time at usual occupation |
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0-2 yr since recovery |
PP | |
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Over 2 yr since recovery |
Us 0 | |
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Chronic Obstructive Pulmonary Disease (COPD) – See Chronic Bronchitis | ||||
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Cirrhosis of the Liver – See Liver Disease/Disorder | ||||
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Colic, Renal – See Kidney Disease | ||||
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Colitis, Crohn’s Disease | ||||
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Irritable bowel syndrome, spastic, other causes ruled out |
Us 0 | ||
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Stable pattern over 1 yr |
0 | |
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Others |
PP | |
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Mild Ulcerative Colitis, no surgery, few flares |
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Time from last exacerbation |
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0-1 yr |
PP |
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1-3 yr |
T2-T3 |
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Over 3 yr |
0-T2 |
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Moderate Ulcerative Colitis, best case, no surgery, brief flares over age 21 |
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Time from last exacerbation |
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0-1 yr |
PP |
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1-5 yr from last attack |
T2-T4 |
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5 yr and up |
Us 0 |
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With surgery |
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6 mo to 4 yr |
T2-T6 |
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Over 4 yr |
0-T2 |
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Severe Ulcerative Colitis, longer more frequent attacks |
T6-Decline | ||
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Unconscious more than 24 hr |
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0-1 yr |
PP |
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1-3 yr |
Us 0-T4 |
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Over 3 yr |
Us 0 |
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Depressed fracture of the skull, complete recovery |
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No complications or remaining impairments |
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0-1 yr |
PP |
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1-3 yr |
Us T2-T4 |
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Over 3 yr |
Us 0 |
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Others, remaining impairments present |
IC | |
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Convulsion (Seizure) – See Epilepsy | ||||
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Coronary Artery Disease - This medical history is quite variable and depends on the age of onset, extent of involvement, testing and treatment done. No accurate quote is possible without full information. | ||||
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Within 10 years of treatment, evaluation, etc. |
T4-Decline | ||
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Over 10 years since treatment, evaluation, etc. |
Possibly T2-T6 | ||
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Crohn’s Disease - See Colitis, Ulcerative | ||||
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Cystic Fibrosis | ||||
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All cases |
Decline | ||
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Cystitis (Trigonitis) | ||||
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Mild and infrequent, normal urinalysis |
Standard, no rating | ||
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In history |
Us 0 | ||
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Chronic or recurrent |
Standard to T4 | ||